My Favorite No Annual Fee Business Credit Cards!!
July 21, 2026 at 11:00 amCategory:Credit Card Posts
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My favorite No Annual Fee Business Credit Cards is The Ink Business Unlimited® Credit Card and it is NOW offering 100,000 points when you spend $8,000 in the first 4 months of opening the card and offers 1.5 points (1.5% cash back) on the all purchases. This really a cash back credit card, and that is the reason why the signup bonus is advertised as “earn $1,000 bonus cash back” but will actually be 100,000 points. These points can be redeemed for cash back, but can’t be transferred to airline miles directly from this card. If you have a Chase Sapphire Preferred Card, Chase Sapphire Reserve, or Ink Business Preferred Credit Card you can transfer the points from your Chase Ink Business Cash Credit Card to any of those cards and then those points can be transferred to airline miles!
Another my favorite no annual fee Business Credit Cards is the Ink Business Cash® Credit Card which is also currently offering 100,000 points ($1,000 bonus cash) when you spend $8,000 on purchases in the first 4 months of opening your account. This card earns 5 points (5% cash back) on the first $25,000 spent at office supply stores (like Staples, & Office Depot), internet, cable and phone services each card year. 2 points (2% cash back) on the first $25,000 spent at gas stations and restaurants each card year, and 1 point (1% cash back) on all other purchases.
These are business credit cards, so you will need a business in order to apply for this card. You don’t need a big business or corporation, by having a small business for example selling online, babysitting you can also sign up for this card so you can keep track of your business expenses. So if you don’t have any business paper work, when filling out the info choose that you are a “sole proprietor”, and write your own name for “Business legal name” and for “Tax ID type” use your Social Security Number.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
